Self Insured Best Practices
CCI has embraced national best practices to provide the best customer service in our industry. These include:
- Three-point contact is achieved within 24 hours.Â
- Claim investigation is initiated during the contact phase and completed within 14 days to determine compensability and develop a claims management strategy.Â
- Subrogation and recovery are recognized and pursued.Â
- Appropriate medical cost containment measures are utilized and supporting medical documentation is obtained.Â
- Disability management and vocational rehabilitation measures are utilized to pursue an early return to work.Â
- Reserves on all lost-time claims adequately reflect the current exposure in the file.Â
- All claim payments are timely and accurate in every lost-time claim.Â
- A plan of action is developed (30 days) to resolve outstanding issues to facilitate resolution and closure of the claim.Â
- Action plans are updated as circumstances evolve, but no less than every 90 days.Â
- Communication is maintained with the employer, injured worker and treating physician until the claim is closed.Â
- Documentation is timely and written in a logical and sequential order.Â
- When warranted, cases are referred to counsel in a timely fashion while maintaining control, directing counsel activity and reviewing status reports from counsel.Â
- Client’s special account instructions are documented and complied with.